The Women’s Insider’s Guide to Saving Money

The downturn of the economy over the past few years has sure got us rethinking our spending habits and our needs versus wants but believe me, there are definitely ways to save money while still living the good life! Living frugally doesn’t mean you can’t live fabulous-you just have to get a little creative and think outside the box! I’ve got some simple money saving tips to help you cut costs and help you pad your savings account! Enroll in Savings Clubs I know it can be annoying to have a rewards club card or savings card for all the stores you shopat, but it’s really worth it! From the grocery store to beauty supply stores, all of these stores offer special offers and discounts for members so be sure to read up on the benefits and sign up! Some stores charge a fee for their discount card and if you spend a significant amount of your paycheck there go for it! Think about how often you shop there and if the cost of the card will pay for itself or not. Many of these clubs offer birthday gifts and other freebies which is always a plus! Hunt for Coupons I used to think clipping coupons was a waste of time but I know better now! Now I get the Sunday paper with coupon inserts as well as search sites like Coupons.com or store sites to look for their current coupons and deals. Did you know that you can use manufacturer coupons with store coupons to get double the discount? Yup, if you have a coupon for shampoo from a certain brand and Target also has a store coupon available, as long as the fine print doesn’t say otherwise, you can stack them and apply the savings to the one item! If you shop at CVS, make sure you sign up for their Extra Care Card and scan it at their red machine every time you shop there for extra deals and coupons. Most drugstores like CVS, Walgreens and Rite Aid offer items with a “cash back” deal so if you purchase a certain item you get a store coupon that’s the same as cash for your next purchase! If you love shopping online, be sure to always look for promo or discount codes through Google and shop through sites like eBates or Shoprunner to get cash back on your purchases! DIY It! When it comes to saving money, the best way to save is to do it yourself! I’m not saying you should make your own clothes, well, if you’re talented like that then go ahead but I’m talking about making your own drinks, meals and extras. Buying coffee out every day gets expensive; a week of take-out gourmet coffees will cost you almost $20! That’s equivalent to a new pair of shoes and then some per month! Brew your own coffee and add your favorite syrups, milk and extras that you love and customize it however you want. Eating in is also the cheapest and healthiest way to go! When you cook at home, you know exactly what ingredients are going into your meals and you can make it however you want. Buying a salad or pre-made food might seem like a fast and cheap deal when you’re busy but you don’t know what kind of preservatives and other nasty things are in your food and buying your own ingredients is so much cheaper! Another way to save money by DIY is to make your own beauty products. If you’ve been wanting to treat yourself to a nice facial mask, deep conditioning treatment or body scrub is so easy to make and you probably have all the ingredients at home! Look up any of these products online for easy and affordable recipes to make you feel like you’re living a life of luxury! There are lots of easy ways to save money on just about everything; it just takes a little time and research! Make sure you check back on the Women’s Insider site often for more ways to save and deals on great stuff! Do you use any of these methods of saving money? What are your favorite money saving tips?